Peace of mind from GEM’s car recovery service
Choose the GEM plan that suits you best.
Recovery EXTRA and
Recovery RECLAIM both provide assistance at the roadside, recovery to any one UK destination of your choice, plus help outside your home, too.
All GEM car breakdown insurance plans - Recovery EXTRA and Recovery RECLAIM - offer you the highest quality and standards available anywhere. Extensive in cover, yet competitively priced, they should be at the top of your list when it comes to putting your trust in a car breakdown service.
Car breakdown insurance for all your vehicles
Take a close look at any car breakdown service. Do you have to specify one car? At GEM, we believe that’s a serious weakness. While you may only have one car, there may be others in your household or family that you use occasionally. What happens if you break down when you’re driving one of those?
And we don’t just cover cars. Each GEM car breakdown service covers motorbikes, caravans (and the towing vehicle) and small vans* - all for no extra charge.
In every case, GEM covers the driver, not the vehicle - and you can choose to include your partner or family on your cover for a great price.
Use our Cover Calculator to help you decide the cover that's best for you.
* Please Note: Any vehicle means private car, car derived van or motorcycle.Motor caravans and motor homes will only be covered if they are under 3500kg GVW, do not exceed 7 metres (23 feet) in length and 2.25 metres in width (including any extra fitments). HGVs (Heavy Goods Vehicles), LCVs (Light Commercial Vehicles) and minibuses are not acceptable.
** Discount applies to first membership year only. Offer cannot be used in conjunction with any other offer. GEM Motoring Assist reserves the right to withdraw or amend this offer at any time and without prior notice. Full terms and conditions apply. Breakdown cover is only available to GEM Motoring Assist Club Members therefore all prices quoted above include a Club Membership fee of £19.00. Membership terms & conditions apply.
***If the vehicle breaks down while it is more than 25 miles from your home, and it cannot be repaired at the roadside or at a garage during the same day, and is not recovered to your home or destination, we will refund the cost of alternative travel arrangements or necessary emergency overnight accommodation. The most we will refund is £200:
- for alternative road or rail travel or car hire; or
- for one night’s hotel accommodation for you and up to 7 passengers. (The amount we will refund will only be for the rooms. We will not pay any amount for meals or drinks.)