The pitfalls of cheap breakdown insurance
Before you opt for the cheapest breakdown insurance, ask these questions:
- Is there cover for only one vehicle?
- Is there cover for punctures?
- Will they help you if you lock your keys in your car?
- Will they help you if your vehicle breaks down at home?
- Are you covered for accidents and vandalism?
- Are you covered for onward travel?
- Is there a restriction on the number of call-outs each year?
- Are you covered for travel and/or accommodation for all your passengers?
You may find yourself looking for a better alternative.
Compare GEM breakdown cover to cheap breakdown cover
All GEM breakdown services cover any vehicle* you’re driving - cars, small vans, motorhomes, motorcaravans and caravans and trailers if attached at the time of the breakdown and even motorbikes. And not just for breakdowns and accidents - we also cover vandalism, theft and driver illness.
For even better value, we have options to cover two drivers and up to four drivers. Compared to cheap breakdown cover, GEM is clearly the informed choice.
Use our Cover Calculator to help you choose.
* Please Note: Any vehicle means private car, car derived van or motorcycle.Motor caravans and motor homes will only be covered if they are under 3500kg GVW, do not exceed 7 metres (23 feet) in length and 2.25 metres in width (including any extra fitments). HGVs (Heavy Goods Vehicles), LCVs (Light Commercial Vehicles) and minibuses are not acceptable.
** Discount applies to first membership year only. Offer cannot be used in conjunction with any other offer. GEM Motoring Assist reserves the right to withdraw or amend this offer at any time and without prior notice. Full terms and conditions apply.
***If the vehicle breaks down while it is more than 25 miles from your home, and it cannot be repaired at the roadside or at a garage during the same day, and is not recovered to your home or destination, we will refund the cost of alternative travel arrangements or necessary emergency overnight accommodation. The most we will refund is £200:
- for alternative road or rail travel or car hire; or
- for one night’s hotel accommodation for you and up to 7 passengers. (The amount we will refund will only be for the rooms. We will not pay any amount for meals or drinks.)