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GEM Motoring Assist voted No. 1 for overall service - five years running.

Auto Express Driver Power Survey

Get 2 Months Breakdown Cover FREE

12 months cover for the price of 10 - offer valid until 31st March 2015*

Breakdown Cover from GEM

GEM offers one fully comprehensive breakdown recovery service, with two options. 
Both options are for personal breakdown cover which means we cover you driving any car...

Our breakdown cover includes:

Breakdown Cover Benefit Tick Roadside assistance

If you break down more than ¼ mile from your home we will carry out emergency repairs to get you moving, or tow you to any one UK destination of your choice.

Breakdown Cover Benefit Tick Nationwide Recovery

We'll take you, your vehicle and up to seven passengers to any one UK destination of your choice.

Breakdown Cover Benefit Tick Home assistance

If your car won't start or breaks down at/or within ¼ mile of your home, we will either repair it there or take it to the nearest garage. (Our Recovery RECLAIM product is subject to a claim limit of £70, current average claim for Home assistance is £54.17)

Breakdown Cover Benefit Tick Onward travel

If you break down more than 25 miles from home and repairs can't be carried out that day, we can assist with onward travel or overnight accommodation up to the value of £200.

We cover:

  • Running out of fuel
  • A flat battery or punctured tyre
  • Driver illness
  • YOU in any vehicle you are driving (excluding HGVs, LCVs, minibuses, vehicles used for private/public hire or to carry livestock. If in doubt, call our team on 0845 3700 940 to check your vehicle is covered)

Driving in Europe?

To arrange European breakdown Cover, GEM have teamed up with travel insurance specialists P J Hayman to bring you Euro Plus: a discounted European Breakdown Cover and Personal Travel insurance.

Getting covered is easy. Simply choose the option that's right for you...

Our most popular cover

Option 1

Recovery EXTRA

Fully comprehensive cover...

Just one call to our Rescue Control Centre, and we will take care of everything, just like you'd expect...'s that simple!

Breakdown Cover Terms & Conditions

NOTE: All people must live at the same address

Option 2

Recovery RECLAIM

The same quality breakdown service at a lower yearly price...

With RECLAIM, you pay for your repair or recovery yourself and reclaim the appropriate costs from us afterwards.
You can call our Rescue Control Centre, or make your own arrangements if you use a specialist garage or want to use your preferred mechanic.

Breakdown Cover Terms & Conditions

NOTE: All people must live at the same address

We offer the following payment methods:

Please note: We do not offer payment by instalments


FREE mobile app for iPhone and Android

Our mobile AppGEM Motoring Assist's free mobile app has been developed to give our members extra peace of mind. This has been developed for you, the member, to ensure that if you break down you can tell us exactly where you are.

available at the App store available in Android Market

open quote Having broken down on the M25 (Bit scary!) the recovery agent battled through heavy traffic and then performed miracles on a burst hose that allowed me to reach my destination.
He was courteous, friendly and efficient. close quote

Mr Fearne