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PERSONAL BREAKDOWN COVER

SIMPLE & STRAIGHTFORWARD
5-STAR RATED BREAKDOWN COVER

FROM ONLY £78.50

Motorcycle Breakdown Cover

Motorcycle breakdown cover is an essential part of being a biker. Unfortunately, adverse weather or months in storage can result in flat batteries and mechanical issues.

It's important to have a motorbike breakdown service in place, and if you're looking for the best motorcycle breakdown cover, GEM's breakdown cover is here to help any type of biker.

All-inclusive breakdown cover for motorcycles

We understand that as a motorbike driver, you may need to make good use of our Home Assistance service.

There's no penalty for that, it is included as standard in our motorcycle breakdown cover, as is Roadside Assistance, Nationwide Recovery and Onward Travel.

More cover for your money

All GEM's personal breakdown policies include motorcycle breakdown cover for you and your motorcycle, and any other eligible vehicle* you are travelling in, at no extra cost.

This means, if you have more than one vehicle (bikes or cars) your policy covers all of them at no additional cost. We provide motorcycle breakdown recovery of any engine size and any age.

So if you're looking for car and motorbike breakdown cover, personal cover could be the best - and most cost effective - option for you.

Choose the cover you need

The best motorcycle breakdown cover will depends on your specific needs. At GEM, our policyholders are always welcome to use our 24-hour breakdown control centre.

However, we fully understand that many motorcycle owners often prefer to use a specialist garage, which knows their motorcycle inside-out.

If you do wish to use a garage of your choice for motorcycle roadside recovery, then under our special Recovery RECLAIM policy, you can arrange this, paying the recovery operator for your repair or recovery and then reclaiming the appropriate costs from GEM afterwards.

Of course, with our personal breakdown cover for car and motorcycle, you can contact our 24-hour control centre at any time if your favoured garage is closed.

The best motorcycle breakdown cover

So how does GEM Motoring Assist compare to our competitors? Well, compare our cover to a a similar product from the AA or the RAC and you can save around 40% on your premium.

Moreover, if you select our Recovery RECLAIM personal breakdown cover for car and motorcycle, you can reduce your up front costs, and you won’t find an equivalent product elsewhere as it’s exclusive to GEM!

Our car and motorcycle breakdown cover includes:

  • Vehicles of any age and engine size
  • Unlimited call-outs
  • Running out of fuel
  • Flat battery
  • Punctured tyre
  • Rider / driver illness

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A policy and service for YOU

GEM breakdown cover is personal. This means you are covered as a driver or passenger in any eligible vehicle* you are travelling in.

We're also on call if you're driving a hired or borrowed vehicle. We can even help if you fall ill at the wheel. We look after you.

We can cover up to four drivers in your household so you can all be covered, whatever you drive. We provide the best breakdown cover available on a budget. When you compare our policies with similar ones, you'll find we're cheaper.

Get Breakdown Cover

Fully Comprehensive Cover from just £78.50

Roadside Assistance

Nationwide Recovery

Home Assistance

Onward Travel

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*Eligible vehicle: Private cars or motorcycles, Vans with a gross vehicle weight (GVW) up to 3500 kgs, Motorhomes/campervans with a GVW up to 3500 kgs which do not exceed 7 metres/23 feet in length or 2.3 metres/7 feet 7 inches in width (including any extra fitments). If in doubt, check the terms and conditions.

FAQs

How long has GEM Motoring Assist been in existence?

Established in 1932, we’ve been looking after our members for 90 years. Times have since changed, but our values remain untouched. 

We have a long-standing heritage, and our founding road safety mission remains at the heart of everything we do and we still pride ourselves on going the extra mile to look after our members and keep them safe on the roads. Find out more about The GEM Story.

We introduced our own independent, comprehensive breakdown recovery service over 40 years ago. Read more about our car breakdown cover and The GEM Story

Do you cover the member or the motorbike?

With personal breakdown cover, we cover you as a member if you are driving or riding any eligible vehicle* or are travelling as a passenger in an eligible vehicle*.

Am I covered as a passenger?

Yes! We cover you as a passenger in any eligible vehicle* you are travelling in that is covered under our terms and conditions. Please also see eligible vehicle information below.

What are eligible vehicles?

Private cars or motorcycles, Vans with a gross vehicle weight (GVW) up to 3500 kgs, Motorhomes/campervans with a GVW up to 3500 kgs which do not exceed 7 metres/23 feet in length or 2.3 metres/7 feet 7 inches in width (including any extra fitments). If in doubt, check the terms and conditions.

Please note we DO NOT cover Vans with a GVW over 3500kgs.

When is the earliest I can be covered?

The earliest we can cover you from is 24 hours after purchase. You can buy your breakdown cover up to three months in advance. So, if you're not going to be driving for a while, or you’re getting organised for an upcoming adventure, you can pay now and rest assured that your cover will start when you need it.

Do you have any testimonials or awards?

GEM breakdown cover is award-winning and highly recommended by the experts…

Top Three in the Auto Express Driver Power Survey for ten years, coming first nine times

Which? Recommended Provider in 2010, 2012, 2015 and 2018

Defaqto 5 Star Rating, one of the most comprehensive policies in the market

And most importantly, by our members… we have an average of 4.5 out of 5 stars for our online reviews on Trust Pilot, Reviews.io, Review Centre and Google.

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