GEM breakdown cover was voted ‘Best Breakdown Cover – Gold Winner’

in the Auto Express Driver Power Survey 2017

Recovery RECLAIM - you pay & then reclaim

Get 2 Months Breakdown Cover FREE - '12 months for the price of 10' on all new policies

(offer expires 24th June 2018)*

Recovery RECLAIM offers comprehensive vehicle breakdown cover, with roadside assistance and vehicle recovery across the UK.

With Recovery RECLAIM, you pay for your repair or recovery yourself and reclaim the appropriate costs from us afterwards.

You can call our Rescue Control Centre or make your own arrangements if you use a specialist garage or want to use your usual friendly mechanic.

Recovery RECLAIM will suit you if...

  • You prefer to go to a specialist garage
  • You'd like your vehicle to be seen by a favourite mechanic, who knows the service history
  • You want to pay less up-front for your cover

How many people do you wish to cover?

Breakdown Cover Terms & Conditions

NOTE: All people must live at the same address

What does Recovery RECLAIM include?

Recovery RECLAIM is a personal breakdown recovery service. You will be covered driving any car or motorcycle. You will also be covered if you drive a van within a gross vehicle weight up to 2500 kgs or if your car is towing a caravan or small trailer. This is what's included:

  • If you're at home and your vehicle won't start (or grinds to a halt around the corner) call us for Home Assistance. We'll either fix it there or take it to a garage that can.
  • If you break down on your journey, we provide Roadside Assistance. We can do most basic repairs right there.
  • If we can’t repair it at the roadside or we are unable to find a local garage to carry out the repair during that working day we will take you, your vehicle and up to 7 passengers to your destination… anywhere in the UK.
  • If you're far from home, we can even help with Onward Travel and Overnight Accommodation.
  • We don't just assist car breakdowns but also accidents and driver illness.

You're also covered as a passenger, if the vehicle belongs to you. If you're driving a hired or borrowed vehicle, we can help too.

Watch the short video below to see how easy it is to use our unique Recovery RECLAIM product

"Excellent service once again from GEM Motoring Assist. Our Mondeo broke down and had to be recovered to our local garage. I submitted a claim form for reimbursement of recovery cost and received this within a few days. Have nothing but praise for the professionalism of this company. Would recommend unreservedly".

"I was safely home within an hour of breaking down on a cold, wet, winter's night. An e-mail response from the claims department arrived within 24 hours of my despatching the claim form by post, i.e. same-day service. First-class service all the way". 

See other reviews from GEM members