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UK Vehicle Breakdown Cover

At GEM Motoring Assist, we believe breakdown cover should be simple, fair and built around real drivers. Our new Vehicle Cover offers comprehensive vehicle breakdown cover, with home assistance, roadside assistance and vehicle recovery across the UK. 

Every policy includes GEM Membership, giving you access to exclusive motoring support, safety guidance, free motor legal advice and member offers.  

A policy and service for YOU

We're also on call if you're driving a hired or borrowed vehicle. We can even help if you fall ill at the wheel. We look after you.

We can cover up to four drivers in your household so you can all be covered, whatever you drive. We provide the best breakdown cover available on a budget. When you compare our policies with similar ones, you'll find we're cheaper.

Get Breakdown Cover

Fully Comprehensive Cover from just £82.22

Roadside Assistance

Nationwide Recovery

Home Assistance

Onward Travel

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*Eligible vehicles UK: Private cars or motorcycles, Vans with a gross vehicle weight (GVW) up to 3500kgs, Motorhomes/campervans with a GVW up to 3500kgs. Towed Caravans and Trailers which do not exceed 7 metres/23 feet in length (not including the length of the A-frame and hitch). Any Caravan or Trailer must be attached using a standard 50 millimetre (2 inch) towing coupling. European cover is only available for cars and motorcycles 10 years of age and under. All other vehicles are not covered. If in doubt, check the terms and conditions.

Vehicle Cover 

Vehicle Cover protects one specific vehicle, regardless of who is driving it. 

This option is ideal if you: 

  • Primarily drive one vehicle 
  • Want your vehicle to be covered, regardless of who is driving it  
  • Are looking for simple, cost-effective breakdown protection 

What’s included: 

  • Breakdown assistance for the insured vehicle 
  • Home assistance, roadside repair and UK wide recovery 
  • GEM Membership including our quarterly magazine, Good Motoring, as well as free motoring and road safety advice  
  • Protection across the UK and subject to terms and conditions, the option to upgrade cover to include Europe. 

 

GEM Membership – It’s more than just breakdown cover 

All breakdown cover policies from GEM Motoring Assist automatically include GEM Membership, giving you access to valuable motoring support beyond breakdown cover. 

Member benefits 

Exclusive quarterly magazine, quarterly member e-newsletter, free motor legal helpline, vehicle road test reports, competitions and member offers. 

Expertise 

Included in GEM membership is unlimited access to our free motoring and road safety advice, plus free and unlimited technical advice on anything from MOT queries, which electric car to buy, or how to fix that recurring problem under the bonnet. 

Exclusive offers 

Discounts on other services such as insurance, vehicle inspections, airport parking and lots more. 

We go the extra mile 

Our road safety ethos encompasses driver wellbeing, vehicle wellbeing and all the motoring essentials that come with being a driver…. after all, these things all need to be taken care of to keep you safe and legal on the roads. 

Terms and conditions for GEM membership. 

Becoming a GEM member goes beyond award-winning breakdown cover, expert motoring advice, personal service and great value membership benefits…as membership also contributes towards the cost to support great road safety causes, which means each member is really making a difference - just by joining us! 

Watch the short video below to see how easy it is to use our unique Vehicle Breakdown product

 

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